Try it Tuesday: Budget with cash

Have you ever told yourself that you're going to start spending less/saving more money only to go out with your friends and with a few swipes of the card spend more money than you budgeted for all week? 

Trust me...we've all done it.

Want to never commit such a heinous crime against budgeting again?

Try budgeting...with cash!

Every Monday take out the amount of Benjamins that you have budgeted for that week. Leave your debit card/credit cards at home. Now, when you go out you'll have to consciously budget your money based on how much cash you have. If you spend too much on Tuesday you'll be left broke on Saturday and not able to go out and do anything. And that's lame.

It's all about will power...you have to force yourself to abide by this strategy. Eventually it will become a habit as you do it more and more. This will make it much easier to save those dollahs...with an h!

Give it a try. Let me know about your successes!

Stay young & free,

Darryl